Effective on May 22, 2018
All text, graphics, photographs, trademarks, logos, and other “Content” on our Website is owned, controlled, or licensed by or to Hinz Consulting, and is protected by copyright, trademark, and various other intellectual property rights and unfair competition laws.
Your Use of the Website
You may not attempt to gain unauthorized access to any portion or feature of the Website, or any other systems or networks connected to the Website or to any LFR LIFE, LLC server.
You may not probe, scan, or test the vulnerability of the Website or any network connected to the Website, nor breach the security or authentication measures on the Site or any network connected to the Website.
You agree that you will not take any action that imposes an unreasonable or disproportionately large load on the infrastructure of the Website or Hinz Consulting’s systems or networks, or any systems or networks connected to the Website or to Hinz Consulting.
You agree not to use any device, software, or routine to interfere with the proper working of the Website or any transaction being conducted on the Website, or with any other person’s use of the Website.
You may not forge headers or otherwise disguise the origin of any messages or transmittal you send on or through the website. You may not pretend that you are, or that you represent, someone else, or impersonate any other individual or entity.
Links to Other Websites
The Website may contain links to independent third-party websites (“Linked Websites”). These Linked Websites are provided solely as a convenience to our visitors. LFR LIFE, LLC has no discretion to alter, update, or control the content on Linked Websites, and Hinz Consulting is not responsible for and does not endorse the content of these Linked Websites, including any information or materials contained on such Linked Websites.
LFR LIFE, LLC DOES NOT PROMISE THAT THE WEBSITE OR ANY CONTENT, SERVICE, OR FEATURE OF THE WEBSITE WILL BE ERROR-FREE OR UNINTERRUPTED, OR THAT ANY DEFECTS WILL BE CORRECTED, OR THAT YOUR USE OF THE WEBSITE WILL PROVIDE SPECIFIC RESULTS. THE SITE AND ITS CONTENT ARE DELIVERED ON AN “AS-IS,” “AS-AVAILABLE,” AND “WITH ALL FAULTS” BASIS. ALL INFORMATION PROVIDED ON THE WEBSITE IS SUBJECT TO CHANGE WITHOUT NOTICE. HINZ CONSULTING CANNOT ENSURE THAT ANY FILES OR OTHER DATA YOU DOWNLOAD FROM THE WEBSITE WILL BE FREE OF VIRUSES OR OTHER CONTAMINATION OR DESTRUCTIVE FEATURES. LFR LIFE, LLC DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES OF ACCURACY, NON-INFRINGEMENT, MERCHANTABILITY, AND FITNESS FOR A PARTICULAR PURPOSE. LFR LIFE, LLC DISCLAIMS ANY AND ALL LIABILITY FOR THE ACTS, OMISSIONS, AND CONDUCT OF ANY THIRD PARTIES IN CONNECTION WITH OR RELATED TO YOUR USE OF THE WEBSITE AND/OR ANY LFR LIFE, LLC SERVICES. YOU ASSUME TOTAL RESPONSIBILITY FOR YOUR USE OF THE WEBSITE AND ANY LINKED WEBSITES. YOUR SOLE REMEDY AGAINST LFR LIFE, LLC FOR DISSATISFACTION WITH THE WEBSITE IS TO STOP USING THE WEBSITE OR ANY SUCH CONTENT. THIS LIMITATION OF RELIEF IS A PART OF THE BARGAIN BETWEEN THE PARTIES.
The above disclaimer applies to any damages, liability, or injuries caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer viruses, communication line failure, theft, or destruction of or unauthorized access to, alteration of, or use, whether for breach of contract, tort, negligence, or any other cause of action.
LFR LIFE, LLC reserves the right to do any of the following, at any time, without notice: (1) to modify, suspend or terminate operation of or access to the Website, or any portion of the Website, for any reason; (2) to modify or change the Website, or any portion of the Website, and any applicable policies or terms; and (3) to interrupt the operation of the Website, or any portion of the Website, as necessary to perform routine or non-routine maintenance, error correction, or other changes.
Limitation of Liability
Except where prohibited by law, in no event will LFR LIFE, LLC be liable to you for any indirect, consequential, exemplary, incidental or punitive damages, including lost profits, even if LFR LIFE, LLC has been advised of the possibility of such damages.
You agree to indemnify and hold LFR LIFE, LLC its officers, directors, predecessors, successors in interest, employees, agents, subsidiaries and affiliates, harmless from any demands, loss, liability, claims, or expenses (including attorneys’ fees), made against Hinz Consulting by any third party due to or arising out of or in connection with your use of the Website.
LFR LIFE, LLC may disclose any information we have about you (including your identity) if we determine that such disclosure is necessary in connection with any investigation or complaint regarding your use of the Website, or to identify, contact or bring legal action against someone who may be causing injury to or interference with (either intentionally or unintentionally) LFR LIFE, LLC rights or property, or the rights or property of visitors to or users of the Website, including LFR LIFE, LLC customers. Hinz Consulting reserves the right at all times to disclose any information that Hinz Consulting deems necessary to comply with any applicable law, regulation, legal process or governmental request. Hinz Consulting also may disclose your information when LFR LIFE, LLC determines that applicable law requires or permits such disclosure, including exchanging information with other companies and organizations for fraud protection purposes.
You agree that LFR LIFE, LLC may, in its sole discretion and without prior notice, terminate your access to the Website, for cause, which includes (but is not limited to) (1) requests by law enforcement or other government agencies, (2) discontinuance or material modification of the Website or any service offered on or through the Site, or (3) unexpected technical issues or problems.
Governing Law; Dispute Resolution
If you have questions, comments, or a complaint related to these Terms, you may contact us at email@example.com Any feedback you provide on the Website shall be deemed to be non-confidential. Hinz Consulting shall be free to use such information on an unrestricted basis.
The information contained in this website is subject to change without notice.
Copyright © 2004– 2018 LFR LIFE, LLC , LLC. All rights reserved.
LFR LIFE, LLC 2465 Centreville Rd J17-730, Herndon, VA 2017
Effective on December 10, 2018
Our services are not directed to children, and you may not use our services if you are under the age of 13 years old. You must also be old enough to consent to the processing of your personal data in your country.
What information do we collect?
We may collect personal information that you provide to us by, for example, using the contact form on the Website. Specifically, we may collect:
• Your name;
• Contact information (such as your address, phone number, and email address);
• Financial information (such as your credit card number); and
• Any other information you choose to provide.
The Website may also collect some non-personal information about you automatically, such as:
• Your IP address and geographic location;
• The date and time you access our Website;
• The URLs of websites and pages you visit; and
• Hardware and software information that we receive from your internet-enabled device.
[Does your organization receive any personal data from a source other than the person whose information it is? If so, the GDPR requires you to disclose the source.]
Why do we collect, store, and process your information?
Your information may be collected to allow us to:
• Answer your questions;
• Send you important notices such as account or order information or changes to our policies;
• Deliver products or services that you request;
• Personalize your access to the Website;
• Analyze errors and improve the operation of the Website;
• Prepare statistics about the use of the Website;
• Present offers that may be of interest to you; and
• Keep the Website, its users, and systems connected to the Website secure.
[Review the above to make sure it is true for your organization. Also, if your organization makes decisions that have significant effects (such as whether to offer a loan) based solely on automated processing of personal data, the GDPR requires you to disclose this.]
The legal basis we have for processing your personal data
The General Data Protection Regulation (GDPR) requires data collectors such as LFR LIFE, LLC to have a legal basis to use personal data collected from the EU and the UK. Therefore, this section applies to any such personal data collected by Hinz Consulting.
The legal basis for processing your personal data is your consent LFR LIFE, LLC may also process your personal data if we haves a legitimate interest in doing so, and if this processing is permitted by law.
How to control cookies
LFR LIFE, LLC may use “cookies” or similar technologies to collect some of the non-personal information described above, for example, your IP address. A cookie is a small piece of text sent to your browser by a website you visit. It helps the website to remember information about your visit, like your preferred language and other settings. You can adjust your browser settings to block or disable cookies. You can find more information about deleting and controlling cookies here: https://www.aboutcookies.org/.
How we respond to do not track signals
Your browser may be able to send a “Do Not Track” message when you visit our Website. Do Not Track messages do not hide any of your information, and Hinz Consulting accepts no responsibility or liability whatsoever for complying with Do Not Track requests.
How we protect your information
LFR LIFE, LLC has put technical and organizational safeguards in place to help prevent loss of or unauthorized access to the information we collect.
1. What steps do you take to secure personal information?
2. Do you offer or mandate any data protection training for your employees?
4. For GDPR compliance purposes, if you send data collected from the EU or the UK to a third-party processor, do you first verify that the processor complies with the GDPR? Do you use the GDPR model contractual clauses?
When and how we share your information with others
LFR LIFE, LLC will not share your personal information with third parties except:
• Where you have given your express consent;
• When LFR LIFE, LLC , in good-faith judgment, determines it needs to provide your information to a third party to deliver services you requested;
• If part or all the ownership of LFR LIFE, LLC is sold or transferred, your information may be transferred to the new owner; or
• When disclosure is required by law, or to protect the rights, property, or personal safety of personnel of LFR LIFE, LLC , or members of the public.
[Does your organziation plan to transfer any data from your website users to third parties such as Google AdWords or Google Analytics? If so, you should disclose that information here to comply with the GDPR and the California Online Privacy Protection Act (CalOPPA) (Cal. Bus. & Prof. Code § 22575 – 22579). Additionally, the California Attorney General recommends linking to the privacy policies of third parties with whom you share personally identifying information if you are required to comply with CalOPPA.]
How long do we keep your information?
We may keep your information on file for the maximum period allowed by law, or indefinitely if there is no such period. If you are in the EU or the UK, you have a right to, among other things, request that we delete your personal data.
This Website is hosted on web servers in the United States. If you are accessing the Website from a non-U.S. location, your provision of personal information or other access to our Website constitutes your transfer of such data to the United States, a jurisdiction that may not provide a level of data protection equivalent to the laws in your home country.
Your GDPR personal data privacy rights
If you accessed the Website from the European Union or the United Kingdom, you have the right to:
• Request a copy of your personal data;
• Request corrections to your personal data;
• Request that we delete your personal data;
• Withdraw your consent for collection and processing of your personal data; and
• File a complaint with the data protection authorities in your home country if you believe your personal data privacy rights were violated.
To file a request, or if you have any questions, please contact us by sending an email to firstname.lastname@example.org
Information transmitted over the Internet is not secure
LFR LIFE, LLC cannot guarantee the security or confidentiality of information that you send to us over the Internet. If you choose to send information to us over the Internet, including by email or contact form, you do so at your own risk.
Links to other websites
This Website may contain links to websites that are not controlled by LFR LIFE, LLC (“Linked Websites”). LFR LIFE, LLC accepts no responsibility or liability whatsoever for the content of Linked Websites. If you decide to visit Linked Websites, they may collect information from you, and your use of Linked Websites is solely at your own risk.
Data Protection Officer
LFR LIFE, LLC
[The GDPR requires you to appoint a Data Protection Officer (DPO) and provide contact information for your DPO if: (1) you are a public authority (other than a court acting in its judicial capacity); (2) Your core activities require large scale, regular and systematic monitoring of individuals (e.g., online behavior tracking); or (3) Your core activities consist of large scale processing of special categories of sensitive data (e.g., racial, political, religious, health, sexual) or data relating to criminal convictions and offences. Finally, even if you are not required to appoint a data protection officer, the GDPR still requires you to post your organization’s contact information.]
Last updated on DECEMBER 4, 2018